Security tips for motorbikes

There is a disturbing statistic that 50% of bikes that are stolen have been left unlocked. It’s stating the obvious, but the more you do to make your bike secure, the less likely it is to be stolen. That’s also good news for your motorbike insurance premium and No Claims Bonus.

Here are some tips to make your bike more secure:

• Don’t rely on the manufacturer’s security systems. Ignition and steering locks that are fitted as standard are easy for the professional thief to overcome. Always use an additional form of security such as a good lock and chain, brake disc lock and a good alarm and immobiliser system.

• Use alarms, immobilisers and security markings systems that have been approved by your insurance provider and always buy the best quality you can afford. DIY systems are less effective and your insurance company may not offer any discounts, but if it’s all you can afford then it’s better than nothing. Check with your insurance provider about recommended products.

• Consider fitting a paging alarm that alerts by SMS you when your bike is under attack. Using a talking alarm instead of sirens is also effective in discouraging thieves, as is installing a GPS tracking system.

• Don't leave your bike on show. If you have a garage at home, then get into the habit of using it and make sure your garage is securely locked and alarmed. If you leave your bike sitting outside your house, then thieves can plan when to strike. 80% of motorcycles and scooters stolen in the UK every year are taken from the owner's home.

• Don't leave your bike keys in an easy to find place in the house. Professional thieves know what they’re looking for and where to find them.

• When you do have to park in public, choose a street or area that is well lit, where your bike can be seen and where you can lock your bike to a grounded anchor. Carry a bike cover which covers the whole bike.

• Secure markings or taggings are inexpensive security features which are recognised by most insurance companies and a deterrent to thieves. Secure markings also improve the chances of your bike being returned to you and can help the police make a successful prosecution. Make sure you use a secure marking system that is approved by the motorbike insurance provider that you choose.

• Brake disc locks may deter opportunists and joy riders, but professional thieves are simply going to pick the bike up and put it in the back of a van within a few seconds. A ‘U’ lock attached to a grounded anchor is a safer option and will take more effort to break.

• You shouldn’t carry a chain around your shoulder or on your person as it can cause serious injury if you were to fall off your bike. To avoid carrying heavy chains and locks consider purchasing an additional one that you can leave at your work or a place you regularly visit. Cable is a lighter alternative to heavy chains.

Article courtesy of More Than Insurance  http://www.morethan.com